Modern Plan Design: Navigating 2025's Testing Challenges

In this episode of 401(k) Roundtable , host Rick Unser and Alison Cohen, ERISA Attorney and Partner at Ferenczy Benefits Law Center, explore nondiscrimination testing in retirement plans, focusing on long-term part-time employees and new Roth contribution guidelines. They discuss the mega backdoor Roth risks, capping highly compensated employee deferrals, student loan matching, and compliance challenges for controlled groups during mergers. The conversation also covers automatic enrollment rules and audit implications based on new rules. For more insights, visit Ferenczy Benefits Law Center's resources and articles:

You can listen to Modern Plan Design: Navigating 2025's Testing Challenges online on Radio and Podcast. Open the player on this page to stream the available audio.

Modern Plan Design: Navigating 2025's Testing Challenges is an episode from 401(k) Fridays Podcast by Rick Unser.

This episode is 01:01:21 long.

This episode was published on Mar 11, 2025.

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